Get Online Installment Loans with No Credit Check from Direct Lenders Only

When direct lending is being talked of, a borrower in general gets the image of a "Bank", the traditional lender. But due to the financial crisis back in 2008, direct lending of installment loans with banks have become stringent and highly demanding with tougher funding requirements and a long wait for easy approval installment loans for bad credit. In this light, third party brokers and payday loans emerged as a savior for desperate borrowers but owing to the high rates of interest easily get caught in loan sharking. But here at 12MonthsBadCreditLoans, being installment loan direct lenders we work on giving relief to borrowers with our instant loan approvals on easy loan terms.

As per the data of the Federal Reserve, about 76 million people in USA do not hold the necessary savings to counter any emergency that would take around $400 loan. Have a look at the stats of US citizens struggling financially:

• Approx. 46% of employers are considered underemployed
• The poverty line constitutes 14.5% people.
• Life of 35% of US citizens move from one salary to the next
• 30 % people are suffering from a bad credit score.

So with this financial situation, where can a person go, when he is terribly in need of fast money? As an obvious option, people will turn to credit cards or credit unions. But what will be the way out, if you have an imperfect credit score and have maxed out the credit card limit as well- a real problem faced by the people of America today. Consumers are looking for better access to credit requirements with online installment loans with no credit check. We understand this present American situation hence at 12MonthsBadCreditLoan, we prefer to give no credit check installment loans to our borrowers. For us your credit score is never a concern, your repayment is. Moreover procedures like credit checking, teletracking and faxing unnecessarily take a lot of time. Though in case of high risk borrowers, we do sometimes run a soft credit check. But our guaranteed installment loans for bad credit with instant approvals is free of any kind red tapes that would delay a customer.

Installment loans are actually an instant money arrangement which have to be repaid in small regular portions till the whole amount is paid off. Coming to the repayment part of it, you will have to make bi-weekly payments within 6 months. Quite useful for having instant cash while suffering from bad credit, these installment loans for poor credit are very useful for solving personal money needs like travelling, buying necessary appliances, accidental repair, home improvement, etc. Typically offering around $1000 loan, these installment loans for bad credit from us at 12MonthsBadCreditLoan have the following advantages:-

Flexible multipurpose usage - These instant online loans are very flexible to use almost for every reason. It can be used for paying home rents, consolidating debts or paying off unpaid utility bills.

Easy repayments terms - Installment loans for bad credit are not payday loans, you need not pay the loan within a month. So you won't have financial dents.

Allow Manageable Payments - The payments can be spread out in a manageable and affordable manner, under your full control.

Imagine you have a pressing utility bill to pay, immediately get a car repaired, or pay for a doctor's visit, won't you wish to get funds as fast as possible? Who these days has the time to find storefront lenders, drive up to their locations and apply in person? So we as direct lenders at 12MonthsBadCreditLoan present you online installment loans with instant approvals; which you can access very conveniently just with a few clicks on your keyboard. So, have a look at the USPs of our online loans with monthly payments:-

• Convenient and Transparent
• Speedy Approval
• Flexible, Paperless and No Credit Check
• Inexpensive, Legitimate and Secure

At 12MonthsBadCreditLoan we act as your financial support system, approving your monthly installment loans with no credit check which you can repay in easy break-ups. Once you meet our requirements listed below, we credit the required money as fast as possible, ready to be used by the next day. Our requirements are:-

• A citizenship of US with being 18 years or above
• An active bank account is mandatory
• Regular employment or source of income
• Should have a proof of income
• A valid photo id proof
• An email id and phone number for contact

Are you still waiting for something? Whenever you need access to small installment loans with no credit check, you no longer need to put on your shoes and jump into your car. All you need to do is grab your laptop, quickly fill up the application form and voila! You'd have applied for a loan in just 3 minutes. If all goes well, you will be off your bills by the end of the next day.